i have ridden in metro in urban and on truck routes ,while the thought of an accident is in my mind , but you can't live you life in fear amd worry about "what if"
strangely my closest call to getting collected by a car happened on a bike/ walking track , a car came flying around a bend and nearly wiped me out luckily i had time to jump out of the way
got caught by a truckie once at a servo when i was getting a drink , i thought he was going to rip into me about riding on the road but he said" shit mate you were doing a good speed"
that being said a few other cyclists that i know down melbourne have gotten a bit of flak and been in accidents most doorings